Small Business
LEAF supports worker co-ops and local businesses with capital and technical assistance to increase agency in the workplace.
Small Businesses in Massachusetts
For small businesses in Massachusetts seeking financing, technical assistance, and/or procurement services.
Worker Cooperatives
For worker co-ops or existing businesses throughout the United States converting to a worker co-op seeking flexible financing.
LEAF has grown with us
It can be difficult for producer cooperatives to build up the credit necessary for financing from traditional banks. And our not-for-profit business model is unfamiliar to many, but not LEAF. LEAF provided a working capital loan that enabled us to make capital investments and to bridge winter cash-flow shortfalls before we could build our reserves. As we have grown, LEAF has continued to grow with us.
Diane Szukovathy
LEAF’s guidance helped get new patients
LEAF has given financial guidance and resources to help me get new patients. My mission as a clinical social worker is to enhance human well-being and help people meet their basic needs, especially individuals of color.
Melissa Jules
LEAF helps low-income people
We could not get a loan from the traditional bank due to all the money they needed us to have. LEAF helps small businesses owned by low-income, local people. Their work with me, one-on-one business coaching and making financial projections with me, was a big help.
Eulalio Guevara
LEAF is About Relationships
There is a difference between a lender who says, “I’ll see you when you make your loan payment” and LEAF who gets to know us, our business, our team, who develops a pro forma and sees whether this is a safe business. LEAF is the first of all my lenders who I’ll reach out to. Chris (LEAF Director of Advisory Services) comes in for dinner at Comfort Kitchen. It’s different from someone in lending but doesn’t understand the business from a guest experience. LEAF is not JUST lending money. They have a really good relationship with us. This is what LEAF does.
Biplaw Rai
LEAF took time to understand the business
LEAF has been tremendous for us…Matt (LEAF Financial Analyst) took the time to have a deep understanding of our business. Then LEAF helped us cover a piece of our working capital, so we’d have enough product to sell. By shortening our working capital timeline, we’ve driven more sales and accelerated our growth.
